We are a team of lawyers with a combined total of 19 years in the Practice of Law and Litigation involving protection of homeowners' rights, as buyers, sellers, and against Lenders. Our experience is what makes UHA effective in negotiating with Lenders to reach solutions for our homeowner clients.

Mortgage or real estate brokerages are simply unable to provide you with the legal options and procedures which are fundamental to the loan modification process. Traditional law firms are unfamiliar with the "behind the scenes" operations of mortgage and real estate and cannot provide a timely and cost effective loan modification service. UHA is owned and operated by Attorneys who are ALSO Real Estate Brokers, Mortgage Brokers and/or have background in Finance. UHA offers a combination of skills, experience, and Licensing that make us the number 1 choice for any homeowner who may be in a position to modify their current loan or need to know what legal options are available for their specific situation. We have a Streamlined Modification Practice that will quickly assess, prepare and complete your Loan Modification, and a refund policy to back it up.

We are very familiar, with the intricacies of Real Estate Mortgage because our Lawyers don't just practice law. We have a combined 25 years of experience in the Real Estate/ Mortgage industry as licensed agents and/or Brokers.

Avoid being mislead by loan modification companies that may even advertise "Attorney Assisted" or "Attorney Affiliated". They cannot provide you with the direct Attorney-Client representation that you need in this critical process. Our program is affordable, streamlined, effective and legal. When facing off with entities as large as your Lender, itis natural for a homeowner to feel intimidated. Let us walk you through your legal rights and options as a homeowner by representing you through each step.